On September 16, the House of Representatives passed H.R. 5461, a compendium of legislation that included H.R. 3211, The Mortgage Choice Act. H.R. 3211 addresses discrimination in the calculation of fees and points in the Qualified Mortgage Rule. The bipartisan legislation is designed to present the Senate with a package of widely agreed upon reforms that it can vote on before the end of the 113th Congress. The legislation passed 326-97. It now moves on to the Senate where it is hoped it will be acted upon quickly due to its broad base of support.