Congress did not extend the FHA and GSE mortgage loan limits. As of Oct. 1, the limits declined in 669 counties in 42 states, including Colorado. The new limits will be equal to 115% of local area median home price (from 125%). Some observers say the reduction is a good move, because it will draw more private capital into the market. However, NAR is still working with Congress to attempt to restore the higher limits as quickly as possible. Note: In Boulder the new loan limit is $271,000, down $57,000. In Larimer County, the new loan limit is $271,050, down $41,450. In Weld County the limits are even lower; the limit is $271,050, down a whopping $146,450.
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